Method
Fundamental analysis
Financial statements, the general financial health of companies, and management or competitive advantages.
For AdvisorsInvestment management
Every portfolio, written down first.
Bring your clients to Acrylic and their portfolios are managed the way the firm's Form ADV Part 2A describes: an investment policy statement for each client, a portfolio built to match it, and reviews at least quarterly. Where it fits, the firm can also bring in an outside manager. There is no account minimum for any of Acrylic's services.
What your clients get
Investment strategy
Set to each client's goals, objectives, time horizon and tolerance for risk.
Personal investment policy
An investment policy statement for each client. It records income, tax levels and risk tolerance, and the client is given a copy.
Asset allocation
Set to the policy. The firm may use model allocations together with recommendations specific to each client.
Asset selection
A portfolio chosen to match each client's situation. The firm primarily recommends ETFs.
Assessment of risk tolerance
Each client's current investments are evaluated against their risk tolerance and time horizon.
Regular portfolio monitoring
Accounts are reviewed on an ongoing basis and at least quarterly, and more often when market conditions or a client's circumstances call for it.
Form ADV Part 2A, Items 4B, 4C and 13A, brochure dated March 3, 2026. Read the filing
How a client's portfolio comes together
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An interview
Each program is tailored to the client. It starts with an interview session to get to know the client's specific needs and requirements.
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The investment policy statement
It records where the client is today: income, tax levels and risk tolerance. The client is given a copy.
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Allocation and selection
A portfolio built to match the statement. The firm may use model allocations together with recommendations specific to the client's restrictions, needs and targets. Clients can rule out certain securities, or types of securities, for their values or beliefs.
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Discretion, set in writing
Each client chooses discretionary or non-discretionary management. With discretionary authority, described in the advisory agreement, trades can be made without the client's prior approval for each one. Without it, the client approves first.
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Reviews that keep going
Markets go up and down, and no one can say how long a climb or a losing streak will last. Accounts are reviewed through all of it: at least quarterly, and again when something material happens, such as a market, economic or political event, or a change in the client's life such as retirement, the end of a job, a move or an inheritance. Once a year the firm engages with the client to review the portfolio.
Form ADV Part 2A, Items 4B, 4C, 13A, 13B and 16. Read the filing
Investment policy statement
- Income
- Tax levels
- Risk tolerance
A portfolio built to match it
How the firm analyzes and invests
The methods, the strategies and the investments behind the portfolios, in the words of the firm's filing.
Method
Technical analysis
Past market data, mainly price and volume.
Method
Modern portfolio theory
Choosing the proportions of different assets to weigh expected return against risk.
Strategy
Allocation and active models
Asset allocation, and active models based on moving averages.
Models
Two active models and one passive
Acrylic manages its own proprietary strategies. Item 11 of the brochure describes two proprietary models that can be traded monthly on momentum moving-average signals, and one passive asset allocation model. Securities used in the models sit on a restricted list, and the personal accounts of the firm's investment adviser representatives are monitored against it.
Investments
A set list, primarily ETFs
The firm generally limits its advice to a set list of investment types, and primarily recommends ETFs. Among the types Item 4B names:
- ETFs
- Mutual funds
- Equities
- Fixed income securities
- Treasury inflation-protected bonds
- Real estate funds, including exchange-traded REITs
- Commodities through ETFs
- Non-U.S. securities
Allocation
Fair across clients
The firm's policy is to allocate investment opportunities and transactions among its clients on a fair and equitable basis over time.
Form ADV Part 2A, Items 4B, 8A, 11C and 11D. Item 4B has the full list of investment types. Read the filing
Risk, stated plainly
What your clients should know before any money is invested, as Item 8 of the brochure sets it out.
Investing in securities involves a risk of loss that clients should be prepared to bear. Past performance is not indicative of future results. There is a material risk of loss using any investment strategy.
Long-term risks
Inflation, or purchasing power, risk; interest rate risk; economic risk; market risk; and political or regulatory risk.
Short-term trading
Liquidity, economic stability and inflation. Frequent trading can raise brokerage and other transaction costs, and taxes.
The methods
Fundamental analysis carries the risk that the market fails to reach a company's perceived value. Technical analysis carries the risk that markets do not always follow patterns.
Outside managers
The firm's selection process cannot ensure that a manager performs as desired, and the firm has no control over a manager's day-to-day operations.
Not insured
Apart from Treasury inflation-protected bonds, the investment types Item 8C lists are not insured by the FDIC or any other government agency.
Form ADV Part 2A, Item 8, brochure dated March 3, 2026. Read the filing
When an outside manager fits
Where it fits a client, Acrylic may direct some or all of the client's assets to a third-party investment adviser. Here is how the firm handles it.
Registration checked
Before selecting another adviser, the firm makes sure it is properly licensed or registered as an investment adviser, and licensed or notice filed in the states where it is recommended.
Due diligence
Phone calls, meetings, and a review of the adviser's performance and investment strategy.
The money placed
Through the manager's fund, or a separately managed account the manager runs for the client. The firm may also allocate among more than one fund adviser.
Monitored, with Acrylic in between
The firm monitors the manager, reviews its ongoing performance as part of the client's portfolio, and acts as the go-between.
Fees
The client generally pays Acrylic's advisory fee and the manager's fee, so the total can be higher than working with one adviser.
Every applicable fee is disclosed to the client in writing before engagement. How and when the manager's fee is paid depends on the manager.
Limits
Acrylic has no control over a manager's day-to-day operations and may not be aware of some activity at the manager, such as unreported risks, style drift, regulatory breaches or fraud.
Form ADV Part 2A, Items 4B, 5A, 5B, 8B and 10D. Read the filing
Where the money is held, and what clients see
The custody, reporting and billing your clients would have, and the standard the advice is held to.
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Custodians
Client accounts are held at custodians Acrylic has approved, including Charles Schwab & Co., Inc., Interactive Brokers LLC and Mid Atlantic Clearing & Settlement Corporation. Item 12 explains the limits and the conflict of directing accounts to these custodians.
Form ADV Part 2A, Item 12.
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Custody
Acrylic does not accept or maintain physical custody of client funds or securities. Because it deducts advisory fees from client accounts with written authorization, it is deemed to have custody of those assets.
Form ADV Part 2A, Item 15.
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Statements and reports
Each client receives a monthly statement directly from the custodian, showing assets held, asset value and the calculation of fees. Acrylic also sends monthly invoices and quarterly performance reports, and clients are encouraged to compare the two.
Form ADV Part 2A, Items 13C and 15.
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Billing
Portfolio management fees are asset-based and withdrawn directly from the client's account with written authorization, monthly and in arrears. The schedule is in Item 5, fees are negotiable, and the final fee schedule is set in each client's advisory agreement.
Acrylic does not participate in wrap fee programs. Custodian, brokerage and fund fees are separate from Acrylic's fees.
Form ADV Part 2A, Items 4D, 5A, 5B and 5C.
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Assets held elsewhere
Some client money sits where Acrylic cannot trade it, such as an employer-sponsored retirement plan or an account at an unaffiliated custodian. The firm can still give ongoing advice on it, as assets under advisement. The fee is based on the value the client reports or the statements show, and is billed to the client or deducted from another account where that is authorized.
Form ADV Part 2A, Item 4B.
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Trades and proxies
When the firm buys or sells the same security for several clients, it may combine the orders, and it reviews trades periodically so no account is systematically disadvantaged. Acrylic does not vote proxies. Clients receive them directly from the issuer or the custodian.
Form ADV Part 2A, Items 12B and 17.
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Standard of care
When acting in an advisory capacity through Acrylic, supervised persons are held to a fiduciary standard. When they act as registered representatives of a broker-dealer or as insurance agents, they work under the rules for those roles, and that work is not conducted through Acrylic. The sale of insurance products is not made in a fiduciary capacity.
Some Acrylic representatives are registered representatives of Brooklight Place Securities, Inc., an affiliate of Acrylic through common ownership, or licensed insurance agents, and may earn commissions in those roles. Form CRS and Form ADV Part 2A explain the conflicts.
Form ADV Part 2A, Items 5E, 10A and 10C; Form CRS, April 30, 2025.
See how your book would fit.
A first conversation covers your book, your clients and where you want the practice to go. Then custody, platforms, how you work today and what would change for your clients' portfolios.
Advisory services through Acrylic Financial, Inc., an SEC-registered investment adviser, CRD 288263. Registration does not imply a certain level of skill or training. Services, fees and conflicts are described in Form ADV Part 2A and Form CRS.