For Clients / Portfolio Management
Portfolio management, in proportion to you.
Portfolio management at Acrylic is built around your goals, your time horizon and your tolerance for risk, and written down in an Investment Policy Statement you keep.
An illustration of how a mix of holdings can shift with risk
Illustration, not advice
At the steady end, most of the light falls on bonds and cash. Stocks take the narrowest band.
A step toward risk: stocks widen, and cash gives up some of its light.
In the middle, stocks and bonds hold bands of about the same width.
Further along, stocks take the widest band, and cash narrows.
At the far end, most of the light falls on stocks, whose value can rise and fall more sharply.
Illustration only, not advice. The bands are not a recommended mix, a model portfolio or a forecast, and they show no returns. No point on the band removes the risk of loss. Your own allocation is set with you and written into your Investment Policy Statement.
What portfolio management covers
An investment strategy, and a personal investment policy written for you. An allocation, and the selection of each holding inside it. An assessment of your tolerance for risk, and regular monitoring after that.
As described in Form ADV Part 2A, Item 4.
Your policy, in writing.
We start by writing an Investment Policy Statement with you. It records where you are today: your income, your tax picture and your tolerance for risk.
Your portfolio is built to match it, and the statement is yours to keep.
When we provide advisory services, we act as a fiduciary. Some of our advisors are also registered representatives of Brooklight Place Securities, Inc., an affiliate, or licensed insurance agents, and may earn commissions in those roles. Form CRS and Form ADV Part 2A explain how.
How much say you keep.
- Discretionary
- If you grant us discretionary authority in your advisory agreement, we can trade for you without asking before each trade.
- Non-discretionary
- We ask for your approval before each trade is made.
Either way, you can tell us what you would rather not own, for your values or your beliefs.
Held by a custodian. Watched by us.
Your assets are held at a qualified custodian the firm has approved: Charles Schwab & Co., Inc., Interactive Brokers LLC or Mid Atlantic Clearing & Settlement Corporation. Your statements come to you directly from it, so you can check our invoices against them. Form ADV Part 2A, Item 12, explains how directing accounts to these custodians limits the choice and the conflict it creates.
We review accounts on an ongoing basis, and again when something material happens in the markets or in your life: a retirement, a change of job, a move, an inheritance.
Portfolio management fees are set out in our Form ADV Part 2A brochure. Investing involves risk, including the possible loss of money you invest.
Tell us how you feel about risk.
Illustration. Portfolio management services and fees are described in Acrylic Financial's Form ADV Part 2A.